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Financial Advice Overview

Are you looking for a financial adviser in Truro? Advisors who cover the Cornwall area?

We created this site to help you find a financial adviser who can work with you to build a financial solution tailored to your needs.

Financial advice covers many areas including pensions, investments, savings, retirement options, tax and trusts, mortgages and protection,


Here is an overview of some of the areas and products a financial adviser may be able to assist with:-


Buy to let mortgage
First time buyer mortgage
House of multiple occupation mortgage
Let to buy mortgage
Residential mortgage
Shared ownership mortgage


Defined Contribution Scheme
Income Drawdown
Personal Pension
Retirement Annuity Contracts
Section 32 Pension
SIPPs (Self Invested Personal Pension)
SSASs (Small self-administered scheme)
Stakeholder Pension


Critical illness insurance
Income protection insurance
Life insurance
Payment Protection insurance
Private Medical insurance
Serious illness insurance
Short-term income protection
Unemployment cover
Whole of life insurance

Savings and Investments

Children Bonds
Exchange Traded Funds
Individual Savings Accounts – Stocks and Shares and/or Cash
Investment Bonds
Investment Trusts
Property Investment
Structured Deposits
Structured Investments
Structured Products
Tax and qualifying life insurance products
Unit Trust and Open-Ended Investment Companies (OEICs)
Venture Capital Trusts
With-profit investments

Tax and Trust Planning

Capital Gains Tax mitigation

Inheritance Tax planning
Trust planning


As you can see, the scope is wide and an advisor from Truro’s knowledge is essential to guide you through this minefield.

A Truro financial adviser can assess your needs and requirements and help you plan for short-term and long-term goals. There are several important milestones in life from buying your first home, starting a family, saving for retirement, investing for growth, saving for your children’s education, starting out in business, protecting your assets, retirement planning and tax efficient strategies to pass your wealth on to your children.

By working with you a financial adviser in Truro can recommend investments to match your goals, aspirations and requirements.

Financial Advisers typically start the process by carrying out a fact find to ascertain your goals, your capacity for loss and your attitude to investment risk if relevant and then are able to recommend relevant products that fit your requirements.

Financial Advisers – The different types

Financial advisors usually offer either general financial planning advice or specialist advice focused on specific areas such as pensions, mortgages or investments.

With many financial products, advisers can offer restricted advice service or advice on the full range of products. If restricted adviser will offer advice on a range of products or providers that is limited. Whereas an independent adviser will offer advice on a full range of investment products.

Please feel free to read our articles and the various topics related to financial products and areas and financial advisers and advisors in Cornwall to help solve your financial advice requirements.

The Financial Conduct Authority is the regulator for financial advisers.

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